What are your New Year's Resolutions? Setting your goals for 2012

Christmas seems to go very quickly, doesn’t it! It’s only a couple of days of festivities after weeks of preparations. However, even a short break does give you time to reflect and prepare yourself for the new year.
One of the most common new year’s resolutions is to sort out finances, but many people say this without devising a plan that sets out exactly what they want to achieve. As Brian Tracy says: “People with clear written goals accomplish far more than people without them can ever imagine.”